Get General Liability insurance for your business in Henderson, NV! We compare rates from a lot of different companies all in one office. We do all the work.
Business insurance is insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.
It is especially important for small business owners to carefully consider and evaluate their business insurance needs because they may have more personal financial exposure in the event of loss. Risk is a Chance of Loss or the chance of financial detriment due to property damage or personal injury.
Get a Business Insurance quote by calling (702) 541-0882.
All Risk Insurance Solution, Inc. brokers can get the best quote out there because we represent you. You are the one that needs insurance. We work with 40+ insurance carriers. That means we can find the best quote with the best coverages at the best rate. Agents at exclusive agent companies like State Farm, Farmers, Allstate, or American Family work with one carrier and that is it. Even we can get you an Allstate Insurance Quote. They give you one opinion that is biased. We find out what YOU need and find it for you at no extra cost.
You might face legal action from customer injuries, data breaches, product defects wrongful termination, and more. Liability insurance can help you protect your business.
- Does your business have enough liability coverage for injuries to customers, auto accidents and lawsuits?
- Do you know whether the coverages of a business owner policy are enough to protect your assets from garnishment?
- Do you need umbrella insurance?
Small businesses are especially vulnerable to crimes like fraud, hacking, and forgery.
Learn more about General Liability Insurance or Get a General Liability quote by calling (702) 541-0882.
A Nevada coverage that is mandatory if you have employees. Workers’ Compensation provides Assistance for employees if an employee injury or illness occurs on the job. We have a plan that can keep more money in your pocket throughout the year and prevent large audits.
Coverage A covers medical costs of an employee’s injury
Coverage B covers Loss of Consortium where the policy limits are paid out Loss of consortium is a term used in a law of torts that refers to the deprivation of the benefits of a family relationship due to injuries. Medical costs, loss of an injured spouse’s services and loss of society.
Coverage C covers All States coverage.
Learn more about Workers Compensation.
Get Workers Compensation quote by calling (702) 541-0882.
Coverage for risks related to your business’s building, property, inventory, or rental income. Commercial property includes office buildings, medical centers, hotels, malls, retail stores, multifamily housing buildings, farm land, warehouses, and garages. Protect your small business with our affordable, customized insurance. Get a quote today!
Learn more about Property Insurance for Your business.
Get a Property Insurance Quote by calling (702) 541-0882.
Coverage for vehicles you own, lease, or rent for business use. Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.
Commercial Vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles. Ask us for a commercial auto quote and we will give you multiple quotes from a lot of companies - not just one.
Work vans, box trucks, food trucks, and service utility trucks are just a few examples of larger commercial vehicles which will require a commercial auto insurance policy, including coverage for employees operating the vehicle and possibly the equipment inside.
18-Wheelers need special trucking insurance and make sure that your insurance meets FMCSA requirements. Check out our Trucking page.
Call (702) 541-0882 for a business auto or commercial trucking insurance quote.
Products Liability Verdict
Latch Failure Caused Mechanic’s Death
It wasn’t supposed to happen, but it did. While a mechanic was repairing a vehicle, an engine latch failed causing the vehicle’s 475-pound cab to fall and crush him. The mechanic died in the ambulance, en route to the hospital.
The manufacturer of the latch was found liable for a defective design and for not properly testing the latch. The jury awarded $10 million in aggravating circumstances damages and $3 million in compensatory damages to the mechanic’s family.
This material does not imply that coverage exists for any particular claim or loss under any insurance policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law.
Source: National Law Journal/ALM Reprints & Content Licensing. Top 100 Verdicts of 2020.
Safety discounts are applied if you take good care of your property. Is your landscaping taken care of? Is the paint not peeling? Do you have special features that keep your property safe? Items such as a monitored burglar alarm, sprinklers in the ceiling, video surveillance or high quality roof work well to drive insurance rates down.
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
Are you a Member of a Restaurant Association, Builder Association, etc. Some Insurance companies specialize in a specific sector. Let them know your affiliations.
When you insure your General Liability, your Worker's Compensation, your Commercial Auto policy together, these policies can receive a bundling discount.
Do you have a key employee or partner that would take 4 people to replace? Would your business just stop if something happened to this key employee? Help protect your business from the loss of a key employee with life insurance. Business Owner's Insurance or Commercial Insurance is a term for a very large field of insurance, with many different policies, coverages, and options to fit you and your business. From a single-person business with one office or an entire franchise with 500 employees, we can make sure that your business is secure.
Learn more about providing life insurance to your employees.
A Bond guarantees the performance of a contract or other obligation. Bonds are three-party instruments by which one party guarantees or promises a second party the successful performance of a third party. Common types of bonds are license and permit, notary, bid, court and probate, fidelity, fiduciary, sales tax permit, executor, dishonesty, etc.
Learn more about Bonds for your business.